A Better Mortgage...

Fully licensed mortgage brokers serving the Comox Valley,
Courtenay, Comox, Campbell River, Parksville/ Qualicum
and other communities in British Columbia and Canada



Lana Ferguson
Phone: 250-334-7313
TF: 1-866-334-7313
Fax: 250-890-0658

Sean Doran
Phone: 250-898-3251
Fax: 250-890-0658

Rob Brown
Lic#: 146778


The Important first step

Why get pre-approved for a mortgage?

A pre-approved mortgage will save you time and stress.

You have spent countless hours looking for your next home when at last you find the perfect fit for your family. You make an offer, it gets accepted and you start to make plans for future. But when you apply for a mortgage reality sets in, your lender informs you that you do not qualify for a mortgage that covers the cost of your dream home.

There are many great reasons why even before you start house hunting, you speak to a mortgage professional and get a pre-approved mortgage.

  1. You will know with certainty the maximum mortgage amount you can afford
  2. Your realtor is able to make the best use of your time by introducing you only to homes that are in your price range
  3. Both your Realtor and sellers know you are a serious prospect.
  4. You can lock in a favourable interest rate for up to 120 days. If rates decrease anytime during this period, you automatically receive the lower rate.

Pre-Qualification vs Pre-approval

Pre-qualification does not mean you have been approved for a loan. It is a useful tool to help determine your price range. A pre-approval is a firmer commitment that requires more detailed information than a pre-qualification. If you have not completed a thorough application, including a credit investigation, and provided the required documents, you have not been pre-approved.

You can get started now!

Our secure online application process makes it easy to get pre-approved. There is no cost and no obligation.